Step 1: Read this article –>How I Learned to Stop Worrying and Embrace the Security Freeze
Step 2: Place a freeze on social security numbers of all family members. Note: A freeze cannot be placed on minors through online portals. Most agencies offer snail-mail options for minors.
- Equifax: https://www.freeze.equifax.com
- Experian: https://www.experian.com/freeze/center.html
- Innovis: https://www.innovis.com/personal/securityFreeze
- Trans Union: www.transunion.com/credit-freeze
Step 3: Place all account IDs, passwords and PIN numbers in a safe place! Applying for credit in the future will require contacting the agency and removing the freeze, temporarily or permanently.